Have you ever shopped for a car? Even if you aren't a car aficionado, most people are aware that fundamental safety features such as antilock brakes and airbags should be included in every vehicle.

Power windows, heat and air conditioning, …

Annuities are a terrific method to save, invest, and protect a spouse or dependant from the financial implications of your death. However, annuities, like other financial products, have associated expenses.

The cost structure of an annuity may be incredibly complicated …